🏦 Online banking, made simple — find your best deal fast
Whether you prefer a digital bank or a classic provider with a great mobile banking app, you can compare the essentials of online banking in minutes — transparent, up to date and without registration. Pick a category, review key conditions and start a fully digital application with the provider.
- Current account (Girokonto) — fees, cards, app features, overdraft.
- Easy-access savings (Tagesgeld) & Fixed-term savings (Festgeld) — flexible vs. guaranteed interest rates.
- Investing & trading — fees, ETF/stock plans, app usability.
- Personal loan , Car finance , Short-term loan — representative APR, term, early repayment.
- Mortgage & Building society options — fixed rates, repayment, incentives.
- Crowdinvesting — projects, risk/return, durations.
- Define your needs: usage, budget, savings goal or borrowing amount.
- Check the small print: fees, interest/APR, limits, app quality, security (2FA/TAN), exchange-rate mark-ups.
- Apply online: choose a provider and complete digital verification.
Online-Bank.ai is user-first, editorially independent and regularly updated. Some links are partner links (no extra cost to you); selection remains objective. For many users, faster payments, card controls and alerts in the app are decisive — turn them on for better security and control.
🏦 Compare Online Banking & Financial Products — apply in minutes
Checking & Business Checking, Credit Cards, Brokerage/Trading, Savings & Fixed‑term Deposits, Loans & Mortgages — transparent, fast, no sign‑up. 🔒